November 2016 net worth update (+0.74%) 50.37% ytd

That’s not me kite-surfing, although I wish it were!


November’s increase was pretty non-descript. The majority of the increase came through an increase in cash savings getting us up to the R8.7m ($626k) mark in investment assets. Still hope we can push through December and get to the R9m mark.

Savings wise it wasn’t a bad month, we didn’t have any large expenses although as per the graph below you can see we were a bit above our average. Pretty standard month also on the earnings side.

I’m enjoying see the average expenses and 4% Safe Withdrawal rate lines converging steadily, particularly after our big boost earlier in the year.

Perhaps 2017 will be the year of the crossover?



Till next time, 2016 is a wrap!