November 2016 net worth update (+0.74%) 50.37% ytd

That’s not me kite-surfing, although I wish it were!


November’s increase was pretty non-descript. The majority of the increase came through an increase in cash savings getting us up to the R8.7m ($626k) mark in investment assets. Still hope we can push through December and get to the R9m mark.

Savings wise it wasn’t a bad month, we didn’t have any large expenses although as per the graph below you can see we were a bit above our average. Pretty standard month also on the earnings side.

I’m enjoying see the average expenses and 4% Safe Withdrawal rate lines converging steadily, particularly after our big boost earlier in the year.

Perhaps 2017 will be the year of the crossover?



Till next time, 2016 is a wrap!


Selling items for cash

Been trying to decide whether one should sell ones old posessions. Im not one for haggling, so have generally just given items away to the needy.

But think I’ll try getting some value for old stuff. Things like:
.squash racquets
.old laptop
.old games
.camping chairs
.computer peripherals

Have a look if cash crusaders or through gumtree. Lets see what happens.